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Axa

 



Hi. I’m Win Hayward, a financial consultant with AXA Advisors, LLC. Welcome to my business web-site for clients and friends. Please explore the site as you’ll find many useful articles, calculators, and features.


 


I’m excited to be helping families and small businesses define and pursue their financial goals. Whether your need is for estate planning strategies, education funding, retirement planning, investments, family income protection, or business planning, AXA Advisors combines personal service with a history of strength to support your special circumstances.


 


I'm particularly eager to support small business owners in the Washington, DC area who need to procur life insurance required for loans guaranteed by the U.S. Small Business Administration (SBA). I also welcome contact from equine enthusiasts, especially fellow members of the Maryland Horse Council.


 


I’d love to meet to better understand your needs or answer any questions. To reach me, please click on the email link to the right, or call 703-205-0339


 


 


 



 


 

Newsletters

Designating Retirement Plan Beneficiaries

IRAs and defined-contribution plans have become an important component of personal wealth for households. Designating account beneficiaries and keeping the designations current can be a complex — but important — process to perform on a regular basis as certain life events and tax situations can necessitate a change.

HOT TOPIC: Breaking Down the Proposed FY 2013 Budget

The 2013 budget released by the White House on February 13 contains proposed fiscal measures that could affect the business and investment climate, the income tax code, and government spending. Considering that Congress will debate and discuss the budget in detail, many of these measures are unlikely to become law as proposed, but they may indicate future developments.

Diving into Dividends

Dividends have traditionally been considered a source of income, but they also can be a powerful way to help build savings. A recent study found that dividends contributed 44% of S&P 500 total returns from 1930 through September 2010. This article explains how dividends work and the role that dividends could play in an investor's savings strategy.

Rethinking the Role of Household Debt

Many people aspire to pay off their home mortgages before retirement, but the housing situation and a weak economy have taken a toll on the finances of many older Americans. There are some compelling reasons why pre-retirees might want to consider maximizing their retirement plan contributions and avoid carrying large amounts of debt into retirement.

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Calculators

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Car Affordability

How much can you afford to pay for a car?

Lease Payment

How much would your monthly lease payment be?

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

More Calculators →

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